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I love to go to
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Bob Hope

Investment management

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At MDM Associates Limited our aim is your wealth preservation in a tax efficient manner.  We understand you have worked hard to build your capital and we seek to help you to position your assets and optimise risk related returns.  We are acutely aware that you should understand what we are proposing and we take time and care to explain to all our clients what we invest in and why.  We want you to become as involved as you wish to be and enjoy the journey with us.  We accept we owe a duty of care to our clients and that an integral part of our role as advisers is to provide a variety of investment offerings designed to match the personal needs of each of our clients and their personal circumstances.

Each portfolio or investment strategy is based on strategic asset allocation which is reviewed.  This will combine different investment types with various risk and return characteristics to create efficient portfolios.
 
Our investment committee meets on a monthly basis and we invite external investment professionals to contribute to these meetings.
 
At client reviews, we provide scientific analysis based on volatility and historic performance, consider tactical allocation against the stated asset allocation to take into account current market conditions and the economic outlook.  We also appoint external discretionary fund managers where we feel it is in our client’s best interests to provide an overarching fund allocation.  Following discussions with our clients we at least annually  view their portfolio and make changes if deemed appropriate to continue to meet their planning objectives.
 
To help us measure your risk profile we ask you to complete a risk profiling questionnaire.  We re-confirm your risk profile during our initial meetings and again each year at our annual review.
 
Costs are an important factor in determining portfolio performance and we seek to minimise costs at all stages of the investment process.
 
We aim to provide clear, well researched portfolios embracing strategies to meet our client expectations.